Credit Card Processing Solutions
The Right Solution for your Business

Finding the right credit card processing partner can be both time consuming and frustrating. At Retriever, we simplify the process by learning about your business and offering the best solutions to meet your needs. We will team together to match the right program with your specific needs. Our trained staff will work closely with you to outline the optimum program choices for you.

Most merchants conducting business today have never been fully trained in credit card processing. At Retriever, we perform a full audit of your payment systems – reviewing areas for new revenue generation, expense control and operational policies that could be costing your business time and money. Our audit will also review the latest security mandates and help train your staff in securing the valuable data. In most cases, we are able to lower a business’ expense through education instead of just lowering rates.


Retail Solutions

Retail merchant accounts are the most common types of accounts available. 80%+ of their credit card transactions must be face to face customer transactions through a counter top terminal or POS. Because retail accounts have the lowest risk, merchants are eligible for the lowest rates of all the solutions. Whatever type of retail merchant, Retriever will customize the best solution to fit your needs.

  • Best possible rate per swiped debit/credit transaction
  • Offers customers the flexibility of payment options
  • Eliminates cash handling and associated labor

Lodging

  • Best rates possible through interchange management and chargeback monitoring
  • Customizable stand-alone device for variety of guest services
  • Compatible with most property management software packages

Healthcare

  • Simple, convenient and streamlined electronic payment process
  • Helps reduce number of write-offs, while shortening collection cycles
  • Reduces percentage of overdue payments by using automated payment plans for scheduled timely payments
  • Mobile and wireless capabilities

Restaurant

  • Reduction in amount of employee cash handling
  • Compatible with the majority of restaurant and hospitality management systems
  • Customizable devices available for server cash drawer and tip information, etc.
  • Expedient bank deposits

Small ticket

  • Requires authorized swiped card transaction for potential chargeback protection
  • Ideal solution for:
    • Car Washes
    • Dry Cleaners
    • Garages
    • Laundries
    • Movie Theaters
    • News Dealers
    • Quick Copy
    • Restaurants & Fast Foods
    • Taxi Cab & Bus Lines
    • Toll & Bridge Fees
    • Videotape Rentals
    • No Signature Program

Mail Order

Most Mail Order merchants take credit card orders over the phone, by mail, or are called in by field personnel. Fees on Mail order accounts start at a higher rate because of not having the card present which raises a certain amount of risk. Mail order businesses utilize a terminal or a virtual terminal which is a secure website that enables businesses to enter the data required to process transactions. Whether you are a wholesaler, distributor, manufacturer or selling directly, Retriever will customize the best solution to meet your needs.

Wholesale/Mfg

  • Effective Payment solution for direct shipments or pre-invoiced orders
  • Security measures in place to eliminate fraud or potential charge backs
  • Address Verification Service (AVS) in place to minimize risk of fraudulent cardholder activity
  • NPC Secure – an online gateway/virtual terminal for best possible rate
  • Electronic customer payment capability for increased cash flow and lower costs
  • More timely collection of payments without hassle of invoicing, timely paperwork, or payment monitoring

Internet

Internet merchant accounts are established for e-commerce transactions which requires real-time customer credit card payment. Pricing for internet accounts are similar to mail order because of the higher risk element. Either a shopping cart provided by a web designer or NPC Form builder is needed to link the website to the approval systems. Whatever type of e-commerce merchant, Retriever will customize the best solution to meet your needs. For more information:

  • Ease of doing online business with PCI compliant shopping cart availability and NPC Secure and Authorize.net’s online gateway solution
  • NPC Secure is compatible with over 90 shopping carts
  • For nonprofit organizations, NPC Secure “donate now” button
  • Automated customer payment plans available
  • FREE fraud protection featuring Address Verification Service (AVS)

Mobile Processing

Quickly gaining popularity and affordability, a mobile solution enables you to swipe a card and enjoy low retail rates. Mobile systems are either stand alone wireless devices or small adapters that work in conjunction with your smart phone. Whether you are a tradesman, limo driver or a mobile retailer, Retriever will customize a solution to meet your needs.

 

Specialties

Convenience is fueling all types of organizations to begin utilizing credit card processing systems to process payments. For member organizations to government agencies, Retriever has programs available to customize a solution to meet your needs.

Government

  • Consumer Payment solutions tailored for government agencies
  • Improved customer service and operational costs with flexible customer payment options
  • Electronic payment available social agencies
  • NPC Secure – Web-based payment portal allowing transactions 24/7

Charitable Organizations

  • Optimized donor capabilities via internet
  • NPC Secure, a web-based payment portal, enables supporters to donate through your website quickly and easily
  • Automated recurring payment tools for Improved service and reduced processing time Process card and check donations from one simple virtual point-of-service (VPOS)
  • "Donate Now" 24/7 button for increased contributions